Promotions
New Fixed Rate And Incentives
New 30 Year Fixed Rate
4.99% + $5,000 in Closing Costs or $20,000 Mad Money
Homeowners Mortgage, LLC (“HOM”) NMLS # 2321853. Georgia Residential Mortgage Licensee # 2321853. Corporate Office: 90 North Royal Tower Drive, Irmo, SC 29063. HOM is a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Great Southern Homes. Offer is only available with use of preferred lender and only applicable to specific homesites. Offer valid for select homesites for new contracts written on homes that can close by 04/30/2025; see your builder representative for further details on expiration terms and available homesites. Builder offer terms subject to change without notice.
*Scenario is an estimate only and is based on a 720 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a sales price of $300,000, loan amount of $294,566, 96.5% LTV, rate of 4.99%, and APR of 5.842%, which would result in a principal and interest payment of $1,579.49. Payment scenario does not include taxes, insurance, or homeowners association fees (if applicable) and the actual payment obligation will be greater. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is available on government loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in.
**When electing to finance with the forward commitment, the builder can contribute up to $3,000 toward closing costs and FBC can contribute up to $2,000 toward closing costs, for a maximum contribution of $5,000.
$20,000 Mad Money
Homeowners Mortgage, LLC NMLS # 2321853. Georgia Residential Mortgage Licensee # 2321853. Corporate Office: 90 North Royal Tower Drive, Irmo, SC 29063. Homeowners Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Great Southern Homes. Offer is only available with use of preferred lender and only applicable to specific homesites. Offer valid for select homesites for new contracts written on homes that can close by 04/30/2025; see your builder representative for further details on expiration terms and available homesites. Builder offer terms subject to change without notice. **When electing to finance with Homeowners Mortgage, LLC, the builder can contribute up to $20,000 toward closing costs. Closing Cost Credit will be applied at closing on loans closed with Great Southern Homes and Homeowners Mortgage, LLC only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. See a Great Southern Homes representative for details. Borrower is not required to finance through Homeowners Mortgage, LLC, but must use Homeowners Mortgage, LLC in order to receive incentives.
*** When electing to finance without the forward commitment, the builder can contribute up to $20,000 toward financing or home options. If electing to use credit toward financing, credit will be issued as a seller credit at closing on loans closed with Great Southern Homes and HOM only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees.