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Homeowners Mortgage, LLC NMLS # 2321853. Georgia Residential Mortgage Licensee # 2321853. Corporate Office: 90 North Royal Tower Drive, Irmo, SC 29063. Homeowners Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS ID#152859 and Great Southern Homes. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. www.nmlsconsumeraccess.org Offer is only available with use of preferred lender and only applicable to specific homesites. *Scenario is an estimate only and is based on a 720 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a sales price of $300,000, loan amount of $294,566, 96.5% LTV, rate of 4.99%, and APR of 5.842%, which would result in a principal and interest payment of $1,579.49. Payment scenario does not include taxes, insurance, or homeowners association fees (if applicable) and the actual payment obligation will be greater. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is available on government loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Builder offer terms subject to change without notice. **$5,000 Closing Cost Credit will be applied as a builder credit at closing on loans closed with Great Southern Homes and Homeowners Mortgage, LLC only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. ***$15,000 Closing Cost Credit will be applied as a builder credit at closing on loans closed with Great Southern Homes and Homeowners Mortgage, LLC only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. Offers valid for select homesites for new contracts written on homes that can close by 5/31/25; see your builder representative for further details on expiration terms and available homesites. See a Great Southern Homes representative for details. Borrower is not required to finance through Homeowners Mortgage, LLC, but must use Homeowners Mortgage, LLC in order to receive incentives.