Homeowners Mortgage, LLC NMLS# 2321853. Homeowners Mortgage, LLC a partnership with FBC Mortgage, LLC NMLS# 152859 and Great Southern Homes. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $300,000.00, 3.5% down, 96.5% LTV, loan amount of $294,566.00, rate of 4.99%, and APR of 6.055%, which would result in a principal and interest payment of $1,579.49. 4.99% rate is based on a builder paid forward commitment to buydown the market rate (1 point = 1% of the loan amount). Payment scenario does not include HOA fees (if applicable) and the actual payment obligation may be greater. The actual number of points paid will vary and will be determined based on the amount necessary to lower the market rate to 4.99% at the time of rate lock. The forward commitment may not be available on all loan programs. Borrower is not required to finance through Homeowners Mortgage but must use Homeowners Mortgage to receive incentives. See a Great Southern Homes representative for details. This is not a commitment to lend. Only available in Great Southern Homes communities for contracts written and closed between 10/14/22 and 12/31/22, on certain homes available.

Available for FHA Loans only. Seller to pay interest payments for the first three months of the loan at closing, Homeowners Mortgage, LLC will hold the funds in escrow. Borrower is responsible to repay three months worth of principal payments at closing. Property taxes, homeowners insurance and mortgage insurance (if applicable) will be billed monthly to the borrower. Regular payments will begin after the three month period.

Homes that can close by December 31, 2022, Seller will reduce the existing contract price to reflect most recent base pricing, plus options and lot premiums, if Purchaser requests.